2026 Regular Session
HB4286
Insurance; credit information; credit-based insurance scores; restricted; effective date.
Legislative progress
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This summary includes only completed milestones supported by recorded actions. It does not predict the next step, and it preserves later committee reassignments, concurrence, conference, veto, and approval actions when they occur.
Partner positions
Likes
Prohibits an insurance company from using a person’s credit score to determine the rates they pay for insurance. The measure is designed to protect hardworking Oklahomans who are being priced out of basic financial stability by an insurance system that punishes people for their credit history rather than their actual risk.
Committee referrals
February 3, 2026 · House
Insurance
February 3, 2026 · House
Commerce and Economic Development Oversight
Instrument history
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This is the complete recorded action history in the current source package. Highlighted entries are marked as significant by the source. A roll-call link appears only when a vote-like action has one unambiguous same-day chamber vote.
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House Referred to Insurance
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House Second Reading referred to Commerce and Economic Development Oversight
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House Authored by Representative Fugate
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House First Reading